THE BANK OF KREMLIN
PRIVACY POLICY NOTICE
Protecting your privacy is important to The
Bank of Kremlin and our employees. We want you to understand what
information we collect and how we use it. In order to provide our customers
with a broad range of financial products and services as effectively and
conveniently as possible, we use technology to manage and maintain customer
information. The following policy serves as a standard for all The Bank of
Kremlin employees for collection, use, retention, and security of nonpublic
personal information.
What
Information We Collect
We may collect “nonpublic personal
information” about you from the following sources:
-
Information
we receive from you on applications or other loan and account forms
-
Information about your transactions with
us or others; and
-
Information we receive from third parties
such as credit bureaus.
“Nonpublic personal information” is
nonpublic information about you that we obtain in connection with providing
a financial product or service to you. For example, nonpublic personal
information includes information regarding your account balance, payment
history, and overdraft history.
What
Information We Disclose
We are permitted under law to disclose
nonpublic personal information about you to other third parties in certain
circumstances. For example, we may disclose nonpublic personal information
about you to third parties to assist us in servicing your loan or account
with us, to government entities in response to subpoenas, and to credit
bureaus.
We do not disclose any nonpublic personal
information about you to anyone, except as permitted by law.
If you decide to close your account(s) or
become an inactive customer, we will continue to adhere to the privacy
policies and practices described in this notice.
Our Security
Procedures
We also take steps to safeguard customer
information. We restrict access to your personal and account information to
those employees who need to know that information to provide products or
services to you. Employees who violate these standards will be subject to
disciplinary measures. We maintain physical, electronic, and procedural
safeguards that comply with federal standards to guard your nonpublic
personal information.
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