Personal Accounts
WHAT ACCOUNT IS IN YOUR BEST INTEREST?
When you trust your money to a bank, you want to be sure it's in an account that's right for you. One that gives you the most for what you need. That's exactly why The Bank of Kremlin has so many accounts to choose from. From Regular Checking to Now accounts, you'll find the one account that has your best interest at heart.
Regular Checking
Requirements:
- $100 minimum balance requirement to open.
- Non- interest bearing
Benefits:
- No transaction limitations.
- Free check images
- No per item charges on checks or deposits
- Free telephone banking
- Free Internet banking
Cost:
- No monthly service charge.
- Optional ATM/Visa Check card = $2.00/month.
Now
Requirements:
- Minimum balance to open - $1,000.
- Available to individuals and sole proprietorships.
Benefits:
- Interest compounded monthly and paid monthly.
- Monthly statements
Cost:
- $8.00 service charge if balance falls below $1,000 during the statement cycle.
- No monthly service charge
- Unlimited check writing.
- Optional ATM/Visa Check Card - $2.00/month.
Cherokee Strip Money Market
Requirements:
- Minimum balance to open - $10,000.
Benefits:
- Interest compounded monthly and paid monthly.
- Monthly statements
Cost:
- $20.00 service charge if balance falls below $10,000 during the statement cycle.
- No monthly service charge.
- Limited to six (6) transfers per month.
- Unlimited in-person transactions.
- $20.00 fee for transfers in excess of 6 per month.
Savings
Requirements:
- $100 minimum balance requirement to open
Benefits:
- Interest is compounded quarterly and paid quarterly.
Cost:
- No monthly service charge.
- Nine (9) withdrawals allowed per calendar quarter, $1.00 service charge for each withdrawal thereafter.
Hi-Fi
Requirements:
- Minimum balance to open - $2,500.
Benefits:
- Interest compounded monthly and paid monthly.
- Monthly statements
Cost:
- $8.00 service charge if balance falls below $2,500 during the statement cycle.
- No monthly service charge
- Limited to six (6) transfers per month.
- Unlimited in-person transactions.